Knowledge Base

E-commerce provider fees comparison (August 2022)

So you’re interested in an ecommerce solution but are not sure where to start? 

Let’s look at each payment provider’s fees. This should give you some idea on the direction you would like to take. Of course, each provider has its own perks and not all of them are listed here, so this should only be used as a point of reference.

Some other caveats to note: 

  • Fees are calculated based on the customer using an Australian Domestic Credit Card
  • Some providers may provide incentives for businesses exceeding a certain amount of transactions or payment volume per annum
  • This information is accurate as at 03/08/2022 and may be subject to change
  • Exchange rate provided by and rounded up to the nearest dollar
  • While most payment platforms can be used independently, Shopify payment’s can only be used with a Shopify website. Others require independent hosting.

Breakdown of fees

Setup Fee Monthly Cost Percentage Charge Flat Fee Estimate per 10,000
$100 Transactions / month
Braintree $0 1.75% $0.30 $20,500
GoCardless $0 1% $0.40 $14,000
Shopify Advanced * $299 USD 1.4% $0.30 $17,000
Shopify Basic * $29 USD 1.75% $0.30 $20,500
Shopify Standard * $79 USD 1.6% $0.30 $19,000
Square $0 1.9% $0.95 $28,500
Stripe $0 1.75% $0.30 $20,500
WooCommerce $0 1.75% $0.30 $20,500

* Cost of Shopify Plan, Shopify payments can only be used with Shopify

Our pick


Payment processing fees seem to be quite predictable with a few exceptions. For high volume clients we recommend focusing on finding a solution with the lowest fixed fee.

During our research we found $0.30 to be the going fixed fee rate. Making WooCommerce on par with the lowest fixed rate fee providers.

Although percentage charge varies (and many payment providers flex this) the total estimated cost per 10,000 $100 transactions does not change too much because of this.The industry standard percentage charge is 1.75% and WooCommerce follows suit with many other providers in this way.

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Written by Dan S.


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